This website was created to help the public learn more about some of the reasons for fraud, as well as some solutions. This website also offers many ways for people to view different aspects of fraud and comment on their opinions on issues. One very important reason that fraud happens which is stressed on this website was the 2011 passing of the Durbin Amendment. This Amendment took the ability of big financial institutions to charge fees to retailers. As a result, the institutions lost money and had to give up some of their fraud programs. This is a huge reason that fraud has continued to increase. Fraud can be prevented, but since the Durbin Amendment was passed, fraud continues to happen and people, companies, and institutions continue to pay the price.